First Time Buyer Program

At Wolfchase Toyota, we understand that everyone starts somewhere. Whether you're new to credit, rebuilding your financial foundation, or just haven't had the chance to establish a credit history, our team is here to help - not judge.

That's why we offer a First-Time Buyer & Credit Assistance Program designed specifically for people just like you. With a 99% approval rate, we've helped thousands of customers get behind the wheel of reliable, affordable vehicles - even when other dealerships said no.

Why Choose Us?

✅ Fast and Easy Pre-Approval
Apply online or visit us in person - either way, we'll walk you through the process and get you pre-approved in minutes.

✅ Low or No Down Payment Options
We work with a wide range of lenders to secure competitive financing - even with limited or poor credit.

✅ Build or Rebuild Your Credit
Making on-time payments on your new auto loan is one of the best ways to build a strong credit profile for the future.

✅ Dedicated Finance Specialists
Our friendly and experienced finance team will work one-on-one with you to find the best path forward.

✅ Wide Selection of Vehicles
From budget-friendly sedans to versatile SUVs and trucks, we have something for every lifestyle and price range.

Who Qualifies?

Our First-Time Buyer & Credit Assistance Program is ideal for:

• First-time car buyers with no credit history
• Individuals with low or recovering credit scores
• Recent graduates entering the workforce
• People with steady income but limited borrowing history
• Anyone who's been turned away by other lenders

What You'll Need to Get Started:

• Valid driver's license
• Proof of income (recent pay stubs, offer letter, or bank statements)
• Proof of residence (utility bill, lease, etc.)
• Down payment (varies depending on credit and vehicle)

Ready to Get Rolling?

Take the first step today and apply for financing online, give us a call, or stop by Wolfchase Toyota. Let our finance team show you just how easy and empowering buying your first (or next) vehicle can be - regardless of your credit.

Confidence starts here. Let us help you drive away with peace of mind.